Average Credit Cards with Great Rates

Average credit cards are usually low on features and carry higher rates when compared to other credit cards. Most of the credit cards that consumers will find online are designed for people with very good credit or poor credit. However, in today’s market, the average credit scores nationwide for consumers have been trending downward. This is forcing banks and credit card issuers to focus on consumers who have fair to average credit more so than they have in the past.
When shopping online for average credit cards, consumers are typically offered credit cards that are geared towards consumers who have poor credit. This is simple economics, credit card websites make money when you are approved for a credit card, and credit cards in this class will allow them to get more credit cards approved. Unfortunately, in this scenario the credit card issuers win and the consumer loses.
However, if you know where to look, and which cards to apply for, consumers with average credit can find great deals in today’s credit card market. They may be buried on the last page of most credit card websites, but they do exist. Direct Banc is one of the few credit card websites that prominently displays the best of the average credit cards up front. These credit cards will carry the lowest rates and the best features for applicants with fair to average credit. Here are a couple examples:
IberiaBank Visa® Classic Card ��" IberiaBank is directly related to Pulaski Bank, one of these two banks recently bought the other one, I’m really not sure how it went down. Nonetheless, they offer a great credit card for those who have average credit. This credit card, like most credit cards, has a variable rate that hovers around 4% - 5% their credit threshold is stated as “Average”.
Average credit is an unclear term, and each bank has a different definition of what “average” is. What we have noticed at Direct Banc, is that IberiaBank defines average credit as one who has a few bumps and bruises on his or her credit but generally pays their bills on time. Ample discretionary income and residential stability are key factors for them as well.
Another great credit card for average credit is the Capital One® Platinum card. This card offers a low 8.9% interest rate for those with average credit who qualify. One of the great features you will find with this card is a 0% balance transfer feature. Transferring a balance from another card to a 0% interest rate will give consumers a huge break on their monthly payments. As with all cards, we suggest that you read Capital One’s® important disclosures for More Information.
Finding average credit cards for fair to average credit may be a little harder than hopping on a website and applying for the first card that you see displayed. Most of the cards you will see prominently displayed are either aimed at consumers whose credit is very good, or those whose credit is very poor. However, if you take your time, read the fine print, you can find great deals on average credit cards.

Lower Back Tattoo Designs - Fresh New Look

For many years, it was not considered socially acceptable for women to have tattoos. But with the advent of lower back tattoo designs and other body art geared towards the female form, these taboos have changed.
During the past few decades, the demand for tattoos among women has increased dramatically. It was during the 1990s in particular that the lower back emerged as a logical spot for tattoos, and it has become one of the most highly tattooed parts of the female anatomy.
Lower back tattoos are often associated with sexuality, as they emphasize the curvy nature of a woman's figure. They are inked to follow the slope of the back on either side of the spine, and they work particularly well for females because they suit the wideness of the hips.
Tattoos on the lower back can range from intricate tribal designs or creative symmetrical shapes to actual pictorial images that are photographic in nature. These multicolor elements can comprise either part of the design or the entire tattoo itself.
Some of the more popular designs requested for lower back designs include tribal patterns, floral collections, hearts, roses, depictions of the sun and planets, pairs of wings, and images of the lotus seed. Women have also begun to explore traditionally male-oriented art, including dragons, Harley art, and Native American designs. Many girls who get a tattoo on their lower back for the first time come back to have it augmented or to get an additional tattoo on another part of their body.
Women admit to liking tattoos on the lower back for many reasons. Tattoos of this nature are touted as fun tattoos to show off, especially with the trend of current fashions. Low cut bathing suits, low to mid-rise jeans, and other lowrider pants contribute to the image of sexiness that has been facilitated by lower back tattoos.
Another positive aspect afforded by tattoos on the lower back is that the space available lends itself to large, intricate designs. The wearer has the freedom of choice. Also, the lower back is a spot on the body that does not change much with age or weight so the design will remain consistent over time.
Overall, lower back tattoo designs have really opened the door of opportunity for women to have large tattoos. Viewed as an asset of sensuality and a tool to enhance feminine beauty, the tapestry of the lower back will continue to be bared for the sake of art.