Showing posts with label monthly. Show all posts
Showing posts with label monthly. Show all posts

Thursday, 17 July 2008

Average Credit Cards with Great Rates

Average credit cards are usually low on features and carry higher rates when compared to other credit cards. Most of the credit cards that consumers will find online are designed for people with very good credit or poor credit. However, in today’s market, the average credit scores nationwide for consumers have been trending downward. This is forcing banks and credit card issuers to focus on consumers who have fair to average credit more so than they have in the past.
When shopping online for average credit cards, consumers are typically offered credit cards that are geared towards consumers who have poor credit. This is simple economics, credit card websites make money when you are approved for a credit card, and credit cards in this class will allow them to get more credit cards approved. Unfortunately, in this scenario the credit card issuers win and the consumer loses.
However, if you know where to look, and which cards to apply for, consumers with average credit can find great deals in today’s credit card market. They may be buried on the last page of most credit card websites, but they do exist. Direct Banc is one of the few credit card websites that prominently displays the best of the average credit cards up front. These credit cards will carry the lowest rates and the best features for applicants with fair to average credit. Here are a couple examples:
IberiaBank Visa® Classic Card ��" IberiaBank is directly related to Pulaski Bank, one of these two banks recently bought the other one, I’m really not sure how it went down. Nonetheless, they offer a great credit card for those who have average credit. This credit card, like most credit cards, has a variable rate that hovers around 4% - 5% their credit threshold is stated as “Average”.
Average credit is an unclear term, and each bank has a different definition of what “average” is. What we have noticed at Direct Banc, is that IberiaBank defines average credit as one who has a few bumps and bruises on his or her credit but generally pays their bills on time. Ample discretionary income and residential stability are key factors for them as well.
Another great credit card for average credit is the Capital One® Platinum card. This card offers a low 8.9% interest rate for those with average credit who qualify. One of the great features you will find with this card is a 0% balance transfer feature. Transferring a balance from another card to a 0% interest rate will give consumers a huge break on their monthly payments. As with all cards, we suggest that you read Capital One’s® important disclosures for More Information.
Finding average credit cards for fair to average credit may be a little harder than hopping on a website and applying for the first card that you see displayed. Most of the cards you will see prominently displayed are either aimed at consumers whose credit is very good, or those whose credit is very poor. However, if you take your time, read the fine print, you can find great deals on average credit cards.

Wednesday, 16 July 2008

Satellite TV For PC - Stop The Insanity

Have you ever found yourself in this situation? There you are in your comfy living room, beers on ice in the Styrofoam cooler, chips and dip and hot dogs ready to go, and all the guys coming over to watch the big game, and boom, just as kickoff is scheduled to go, the screen turns to static? We have all been there, whether it was the big game we missed or the season premiere of our favorite TV series, the cable company has let us down.
It is always times like those that we begin to wonder why on earth we pay the darn cable company a hundred bucks every month, right? Well, there is an answer to those recurring monthly fees. It is time to get satellite TV for your PC or laptop. For just an initial fee, sometimes as low as about fifty buck, you can get thousands of channels of satellite TV for your PC today.
You don't need to run out to Best Buy to get all kinds of gizmos, either. Even if you are not exactly the most technology savvy person in the world, you can make satellite TV for PCs and laptops a reality just by downloading it to your computer. Forget about those ugly dishes in your backyard and the cable that is always going out at the worst time; consider getting your hands on the one hundred percent legal satellite TV for PC software today.
Whether you are using one of the older versions of Windows or XP or even Vista, the satellite TV for PC program will work; there is no need to upgrade your operating system or go get some ugly black box. With just your Internet access and your computer, you can watch soccer games from Venezuela, Mass from Vatican City, the Miss Brazil beauty pageant, educational channels from all over the world or your own hometown, the best and latest movies that you have always been paying extra for, or just about anything else you can think of. The time to trade in that monthly bill for a satellite TV for your PC program is now.